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Accidents with Uninsured and Underinsured Drivers

Accidents with Uninsured and Underinsured Drivers in Oklahoma

Trusted Oklahoma City attorneys on your side

If you are in an accident that is not your fault, you expect the at-fault driver’s insurance to cover your physical and property damage. What if the at-fault driver is uninsured? Or, perhaps their insurance policy is not sufficient to compensate you fairly for your injuries. You are forced to rely on your own insurance coverage. Or, the dedicated attorneys at Ryan Bisher Ryan & Simons can recover damages from the at-fault driver on your behalf.

If you or a loved one was injured in an accident caused by an uninsured or underinsured driver, contact our law firm as soon as possible. We help with insurance companies and any actions required holding the at-fault driver accountable. Our skilled Oklahoma City lawyers have the experience and tenacity to recover the compensation you deserve.

Protection against uninsured and underinsured drivers

Oklahoma law requires drivers to carry liability insurance with the following minimums:

  • $25,000 for bodily injury to or death for any one individual
  • $50,000 for bodily injury to or death of two or more individuals
  • $25,000 for property damage caused to other vehicles or property

Nonetheless, almost one-quarter of Oklahoma drivers do not have insurance, making it third — with Tennessee and Florida — out of the 50 states for the highest number of uninsured drivers. These drivers are 10 times more likely to cause accidents. In Oklahoma, insurance companies must offer Uninsured Motorist (UM) insurance with every policy, but drivers are not required to purchase it.

How can an attorney help with my case?

If you were injured by an un- or underinsured driver, you face huge medical bills and lost wages that can quickly put you into severe debt. The knowledgeable car accident lawyer at Ryan Bisher Ryan & Simons pursue different strategies to secure the compensation you deserve. We conduct a thorough investigation to determine liability and estimate the damages you are due for present and future medical bills, lost wages and pain and suffering. Ryan Bisher Ryan & Simons can file a civil suit against the at-fault driver on your behalf. If the driver was in a work vehicle or on a work errand, we may be able to pursue a claim against the employer or vehicle owner. The uninsured motorist’s personal assets can be attacked although often uninsured drivers’ wealth is limited. We handle claims to your own insurance company and hold them accountable to the terms of their contract with you.

Oklahoma City, OK attorneys are ready to help

The attorneys at Ryan Bisher Ryan & Simons help the victims of uninsured or underinsured drivers throughout the state of Oklahoma. Contact us at 800.725.2222 or email us online to schedule a free initial consultations at our Oklahoma City office with our compassionate, understanding attorneys.

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